Interest Rates (Per Annum) on Deposits and Loans & Advances

Effective date from 19th of Baishakh 2076 (02nd May 2019)
Deposit Product
Saving Product Revised Rate (p.a) Min Balance (Rs.)
Home Savings 8.00 % 100.00
Griha Laxmi Savings 8.00 % 100.00
Senior Citizen Saving 8.00 % 100.00
Share Holder's Saving 8.00 % 500.00
Child Saving 8.00 % 100.00
Sadharan Bachat 8.00 % 100.00
Super Saving 8.50 % 1,000.00
NRN Saving 8.50 % 1,000.00
Talab Bachat Khata 8.00 % 500.00
Recurring Deposit 8.00 % -
Call Deposit Negotiable up to 8.00 %
Fixed Deposit Interest Rate (% p.a)
Quarterly / On Maturity
3 Months 10.00 %
6 Months to 24 Months 10.25 %
Above 2 Year to 5 years 10.50 %
Fixed Deposit - Above 5 Negotiable
Loan Product
Product Interest Rate (p.a)
Hire Purchase Loan BR + Upto 3%
Personal Loan (O/D, Term) BR + Upto 3%
Deprived Sector Individual BR + Upto 3%
Institutional Negotiable
Share Loan BR + Upto 3%
Industrial Loan Overdraft BR + Upto 3%
Term BR + Upto 3%
Loan Against FD + 2.00 % on Coupon Rate
Professional Loan BR + Upto 3%
Small Business Loan BR + Upto 3%
Home Loan BR + Upto 3%
Demand Loan BR + Upto 3%
Agricultural Loan BR + Upto 3%
Overdraft Loan (Business) BR + Upto 3%
Gold Loan BR + Upto 3%
Base Rate of Chaitra 2075 14.31 %
Note : The interest rate on other deposit account having the minimum balance Rs. 100.00 will be 8.00%.