Deposit Product
| S.No. | Product | Int. Rate(%) | Min. Balance |
|---|---|---|---|
| 1 | General Saving | 4.00 % | Nrs. 100 /- |
| 2 | Home Saving | 4.00 % | Nrs. 0 /- |
| 3 | Griha Laxmi Saving | 4.00 % | Nrs. 100 /- |
| 4 | Senior Citizen Saving | 4.00 % | Nrs. 100 /- |
| 5 | Share Holder Saving | 4.00 % | Nrs. 100 /- |
| 6 | Children Saving | 4.00 % | Nrs. 100 /- |
| 7 | Super Saving | 4.00 % | Nrs. 1000 /- |
| 8 | NRN Saving | 4.00 % | Nrs. 100 /- |
| 9 | Staff Saving | 5.00 % | Nrs. 100 /- |
| 10 | Best Saving | 5.00 % | Nrs. 5000 /- |
| 11 | Best Remit Saving | 6.00 % | Nrs. 5000 /- |
Institutional Deposit Account
| S.No. | Product | Int. Rate(%) | Min. Balance |
|---|---|---|---|
| 1 | Current Account | 0 % | Nrs. 1000 /- |
| 2 | Call Account | Negotiable Upto 2.25 % (% p.a) | Nrs. 1000 /- |
Fixed Deposit Product
| S.No. | Product | Int. Individual(%) | Int. Insitution(%) |
|---|---|---|---|
| 1 | 3 Months Fixed Deposit | 5.40 % | - |
| 2 | Above 3 Months to 6 Months | 5.60 % | 4.60 % |
| 3 | Above 6 Months to 11 Months | 5.90 % | 4.60 % |
| 4 | 12 Months to 24 Months | 6.20 % | 5.20 % |
| 5 | 25 Months and Above | 6.60 % | 5.60 % |
| 6 | Best Remit Fixed Deposit | As per duration of individual interest rate + 1 % (p.a) |
Loan & Advances
| S.No. | Product | Int. Rate(%) |
|---|---|---|
| 1 | Agriculture Loan | Base Rate + Up To 5% Premium |
| 2 | Consortium Loan | As Per Consortium Decision |
| 3 | Demand Loan | Base Rate + Up To 5% Premium |
| 4 | Deprived Sector | Negotiable |
| 5 | Gold Loan | Base Rate + Up To 5% Premium |
| 6 | Hire Purchase Loan | Base Rate + Up To 5% Premium |
| 7 | Home Loan | Base Rate + Up To 5% Premium |
| 8 | Industrial Loan | Base Rate + Up To 5% Premium |
| 9 | Loan Against Fixed Deposit | Plus 2% on coupon rate(% p.a) or Base Rate which ever is higher |
| 10 | Overdraft Loan | Base Rate + Up To 5% Premium |
| 11 | Personal Loan | Base Rate + Up To 5% Premium |
| 12 | Professional Loan | Base Rate + Up To 5% Premium |
| 13 | Real Estate Loan | Base Rate + Up To 5% Premium |
| 14 | Share Loan | Base Rate + Up To 5% Premium |
| 15 | Small Business Loan | Base Rate + Up To 5% Premium |
