Interest Rate

Deposit Product

S.No. Product Int. Rate(%) Min. Balance
1 General Saving 8.47 % Nrs. 100 /-
2 Home Saving 8.47 % Nrs. 100 /-
3 Griha Laxmi Saving 8.47 % Nrs. 100 /-
4 Senior Citizen Saving 8.47 % Nrs. 100 /-
5 Share Holder Saving 8.47 % Nrs. 100 /-
6 Children Saving 8.47 % Nrs. 100 /-
7 Super Saving 9.00 % Nrs. 1000 /-
8 NRN Saving 8.47 % Nrs. 100 /-
9 Recurring Saving 8.47 % Nrs. 100 /-
10 Staff Saving 10.00 % Nrs. 100 /-
11 Best Saving 10.00 % Nrs. 5000 /-
12 Best Remit Saving 11.00 % Nrs. 5000 /-

Institutional Deposit Account

S.No. Product Int. Rate(%) Min. Balance
1 Current Account 0 % Nrs. 1000 /-
2 Call Account Negotiable Upto 4.24% (% p.a) Nrs. 1000 /-

Fixed Deposit Product

S.No. Product Int. Individual(%) Int. Insitution(%)
1 3 Months Fixed Deposit 13.20 % 11.20 %
2 3 Months to below 6 Months 13.30 % 11.30 %
3 6 Months to below 12 Months 13.35% 11.35 %
4 12 Months to below 24 Months 13.45 % 11.45 %
5 24 Months Above 13.47 % 11.47 %
6 Best Remit Fixed Deposit As per duration of individual interest rate + 1 % (p.a) As per duration of individual interest rate + 1 % (p.a)
7 Best Double Plan Double in 5 years 11 months Double in 5 years 11 months
8 Best Triple Plan Triple in 9 years 5 months Triple in 9 years 5 months

Loan & Advances

S.No. Product Int. Rate(%)
1 Agriculture Loan Base Rate + Up To 6% Premium
2 Consortium Loan As Per Consortium Decision
3 Demand Loan Base Rate + Up To 6% Premium
4 Deprived Sector Negotiable
5 Gold Loan Base Rate + Up To 6% Premium
6 Hire Purchase Loan Base Rate + Up To 6% Premium
7 Home Loan Base Rate + Up To 6% Premium
8 Industrial Loan Base Rate + Up To 6% Premium
9 Loan Against Fixed Deposit Plus 2% on coupon rate(% p.a)
10 Overdraft Loan Base Rate + Up To 6% Premium
11 Personal Loan Base Rate + Up To 6% Premium
12 Professional Loan Base Rate + Up To 6% Premium
13 Real Estate Loan Base Rate + Up To 6% Premium
14 Share Loan Base Rate + Up To 6% Premium
15 Small Business Loan Base Rate + Up To 6% Premium
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