Interest Rate

Deposit Product

S.No. Product Int. Rate(%) Min. Balance
1 General Saving 5.25% Nrs. 100 /-
2 Home Saving 5.00 % Nrs. 100 /-
3 Griha Laxmi Saving 5.00 % Nrs. 100 /-
4 Senior Citizen Saving 5.00 % Nrs. 100 /-
5 Share Holder Saving 5.00 % Nrs. 100 /-
6 Children Saving 5.00% Nrs. 100 /-
7 Super Saving 5.50 % Nrs. 1000 /-
8 NRN Saving 5.00 % Nrs. 100 /-
9 Recurring Saving 5.00 % Nrs. 100 /-
10 Staff Saving 5.25 % Nrs. 500 /-
11 Best Saving 6.25 % Nrs. 5000 /-

Institutional Deposit Account

S.No. Product Int. Rate(%) Min. Balance
1 Current Account 0 % Nrs. 1000 /-
2 Call Account Upto 2.50% (% p.a) Nrs. 1000 /-

Fixed Deposit Product

S.No. Product Int. Individual(%) Int. Insitution(%)
1 3 Months Fixed Deposit 7.75% 7.50%
2 6 Months Fixed Deposit 7.75% 7.50 %
3 9 Months Fixed Deposit 8.00 % 8.00 %
4 Upto 1 Year Fixed Deposit 8.50 % 8.50 %
5 Upto 2 Year Fixed Deposit 8.75 % 8.75 %
6 Above 3 Years 9.00 % 9.00 %

Loan & Advances

S.No. Product Int. Rate(%)
1 Agriculture Loan Base Rate + Up To 4% Premium
2 Consortium Loan As Per Consortium Decision
3 Demand Loan Base Rate + Up To 4% Premium
4 Deprived Sector Negotiable
5 Gold Loan Base Rate + Up To 4% Premium
6 Hire Purchase Loan Base Rate + Up To 4% Premium
7 Home Loan Base Rate + Up To 4% Premium
8 Industrial Loan Base Rate + Up To 4% Premium
9 Loan Against Fixed Deposit Up to 2% on coupon rate(% p.a)
10 Overdraft Loan Base Rate + Up To 4% Premium
11 Personal Loan Base Rate + Up To 4% Premium
12 Professional Loan Base Rate + Up To 4% Premium
13 Real Estate Loan Base Rate + Up To 4% Premium
14 Share Loan Base Rate + Up To 4% Premium
15 Small Business Loan Base Rate + Up To 4% Premium
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