Interest Rate

Deposit Product

S.No. Product Int. Rate(%) Min. Balance
1 General Saving 7.58 % Nrs. 100 /-
2 Home Saving 7.25 % Nrs. 100 /-
3 Griha Laxmi Saving 7.25 % Nrs. 100 /-
4 Senior Citizen Saving 7.25 % Nrs. 100 /-
5 Share Holder Saving 7.25 % Nrs. 100 /-
6 Children Saving 7.25 % Nrs. 100 /-
7 Super Saving 7.91 % Nrs. 1000 /-
8 NRN Saving 7.25 % Nrs. 100 /-
9 Recurring Saving 7.25 % Nrs. 100 /-
10 Staff Saving 7.58 % Nrs. 100 /-
11 Best Saving 8.80 % Nrs. 5000 /-
12 Best Remit Saving 9.80 % Nrs. 5000 /-

Institutional Deposit Account

S.No. Product Int. Rate(%) Min. Balance
1 Current Account 0 % Nrs. 1000 /-
2 Call Account Negotiable Upto 3.63% (% p.a) Nrs. 1000 /-

Fixed Deposit Product

S.No. Product Int. Individual(%) Int. Insitution(%)
1 3 Months Fixed Deposit 12.00 % 11.00 %
2 3 Months to below 6 Months 12.05 % 11.05 %
3 6 Months to below 12 Months 12.10 % 11.10 %
4 12 Months to below 24 Months 12.15 % 11.15 %
5 24 Months Above 12.25 % 11.25 %
6 Best Remit Fixed Deposit As per duration of individual interest rate + 1 % (p.a) As per duration of individual interest rate + 1 % (p.a)

Loan & Advances

S.No. Product Int. Rate(%)
1 Agriculture Loan Base Rate + Up To 6% Premium
2 Consortium Loan As Per Consortium Decision
3 Demand Loan Base Rate + Up To 6% Premium
4 Deprived Sector Negotiable
5 Gold Loan Base Rate + Up To 6% Premium
6 Hire Purchase Loan Base Rate + Up To 6% Premium
7 Home Loan Base Rate + Up To 6% Premium
8 Industrial Loan Base Rate + Up To 6% Premium
9 Loan Against Fixed Deposit Plus 2% on coupon rate(% p.a)
10 Overdraft Loan Base Rate + Up To 6% Premium
11 Personal Loan Base Rate + Up To 6% Premium
12 Professional Loan Base Rate + Up To 6% Premium
13 Real Estate Loan Base Rate + Up To 6% Premium
14 Share Loan Base Rate + Up To 6% Premium
15 Small Business Loan Base Rate + Up To 6% Premium
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