Interest Rate

Deposit Product

S.No. Product Int. Rate(%) Min. Balance
1 General Saving 5.00 % Nrs. 100 /-
2 Home Saving 5.00 % Nrs. 0 /-
3 Griha Laxmi Saving 5.00 % Nrs. 100 /-
4 Senior Citizen Saving 5.00 % Nrs. 100 /-
5 Share Holder Saving 5.00 % Nrs. 100 /-
6 Children Saving 5.00 % Nrs. 100 /-
7 Super Saving 5.00 % Nrs. 1000 /-
8 NRN Saving 5.00 % Nrs. 100 /-
9 Staff Saving 6.00 % Nrs. 100 /-
10 Best Saving 6.00 % Nrs. 5000 /-
11 Best Remit Saving 7.00 % Nrs. 5000 /-

Institutional Deposit Account

S.No. Product Int. Rate(%) Min. Balance
1 Current Account 0 % Nrs. 1000 /-
2 Call Account Negotiable Upto 2.50 % (% p.a) Nrs. 1000 /-

Fixed Deposit Product

S.No. Product Int. Individual(%) Int. Insitution(%)
1 3 Months Fixed Deposit 7.10 % -
2 Above 3 Months to 6 Months 7.15 % 6.15 %
3 Above 6 Months to 11 Months 7.45 % 6.45 %
4 12 Months to 24 Months 7.55 % 6.55 %
5 25 Months and Above 7.95 % 6.95 %
6 Best Remit Fixed Deposit As per duration of individual interest rate + 1 % (p.a)

Loan & Advances

S.No. Product Int. Rate(%)
1 Agriculture Loan Base Rate + Up To 5% Premium
2 Consortium Loan As Per Consortium Decision
3 Demand Loan Base Rate + Up To 5% Premium
4 Deprived Sector Negotiable
5 Gold Loan Base Rate + Up To 5% Premium
6 Hire Purchase Loan Base Rate + Up To 5% Premium
7 Home Loan Base Rate + Up To 5% Premium
8 Industrial Loan Base Rate + Up To 5% Premium
9 Loan Against Fixed Deposit Plus 2% on coupon rate(% p.a) or Base Rate which ever is higher
10 Overdraft Loan Base Rate + Up To 5% Premium
11 Personal Loan Base Rate + Up To 5% Premium
12 Professional Loan Base Rate + Up To 5% Premium
13 Real Estate Loan Base Rate + Up To 5% Premium
14 Share Loan Base Rate + Up To 5% Premium
15 Small Business Loan Base Rate + Up To 5% Premium
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