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Standard Tariff Charge
1. Account Operations
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 1.1 | NRB/Other Bank Cheque Issuance a. Account Holder b. Walking Customer c. Cancellation Charge | Npr 500 NPR 1000 NPR 250 |
1.2 |
Standing Instruction Standing Instruction on Customer Request |
NPR 1,000 per instruction per year |
| 1.3 | Good for Payment (GFP) a. Cheque Certified "Good for Payment" b. Good for Payment Cancellation only |
Free NPR 1,000 per Cheque |
| 1.4 | Cheque Returned Unpaid (Insufficient Fund) a. Clearing Cheque – Outward b. Clearing Cheque – Inward c. Cheque returned over the counter due to insufficient balance with return advice (Branches should retain the photocopy of cheque as proof) | free NPR 500 NPR 500 |
NOTE: For 1.4.b and c NPR 500 or the available balance in the account on the cheque return date. The remaining amount will be subsequently recovered once sufficient fund is available.
S.No | Particulars | Fees and Charges |
|---|---|---|
| 1.5 | Certificate Issuance a. Balance Certificate b. Certificate other than Balance Certificate c. Duplicate FD Receipts d. Duplicate TDS Certificates | Free (NPR 1,000 for subsequent issuance of same tenure or overlapping period) NPR 1,500 per Certificate NPR 500 per Copy NPR 250 per Copy |
| 1.6 | Clearing Transaction a. Cheque amount above 200K b. Electronic Express Clearing c. NCHL Pricing (Up to 500 / 500 to 5K / Above 5k) | On acutal Basis |
| 1.7 | Local Inter – Bank Transfer – RTGS (For A/c Holders only) a. Morning Session b. Afternoon Session c. Evening Session d. Special Membership for Clearing House/DNS Mechanism/Central Securities Depository/Organization appointed by NRB | Actual Basis |
| 1.8 | Cheque Book a. Uncollected destruction b. Loss of requisition Slip (Cheque book issuance without requisition slip within same branch/cross branch) | Min 200 or 10/leaf whichever is higher NPR 100 |
| 1.9 | Safe Deposit Lockers (SDL) – in all areas a. Safe Deposit Lockers (SDL) SDL (H 6" W 8" D 18") b. Breaking of lockers – due to loss of keys by customer | NPR 2,000 (Annual) Actual cost + Security (5,000) Actual cost incurred |
1.10 1.11 | Duplicate/Re-print Account Statement a. For tenure – within 6 Months Old Document Retrieval Charge ** a. Old Instruments before 6 months old b. Old Account Statement upto year 2001 **(Subject to availability of records as per destruction policy of the Institution) | Min NPR 50 or NPR 10 per page Min NPR 2,000 or NPR 500 per page Min NPR 2,000 or NPR 500 per page |
| 1.12 | CCTV Footage Retrieval Charge a. Footage b. View only (No charge in case of request received from law enforcement agencies) | NPR 2,000 per request NPR 500 per request |
| 1.13 | Other Operations Charges C-ASBA | NPR 5 per application |
| 1.14 | Scheme Transfer Scheme Transfer Fee (on savings deposit product/scheme) Note: Conversion from minor to major is free of charge | NPR 500 |
2. Digital Banking Fees
| S.N. | Particulars | Fees and Charges |
|---|---|---|
| 2.1 | Debit Card | |
| a. | Best SCT Card (Same applies for replacement of lost/damaged card/Renewal) | UpFront- NPr 2,250 for 10 years Or Installment-NPR 250 p.a (The vality of card will be for 10 years payable in 9 installements i.e. 250 per year (First year free)) |
| b. | Destruction of Uncollected Card | NPR 250 |
| c. | PIN Re-generation Fee | NPR 200 |
| d. | Cash withdrawal in others Network in India | NPR 325 per transaction |
| e. | Cash withdrawal via others BFI’s ATM in Nepal. | NPR 15 per transaction |
| f | Balance enquiry in India/Nepal | Nepal: NPR 15 India: NPR 50 |
| g. | ATM Access Fee: Them on Us (Foreign Cards-Visa/ MasterCard/SCT etc. at our ATM) | NPR 750 |
| h. | Dispute Management fee | NPR 300 per request (Successful transaction case) |
| or | ||
| NPR 500 per request (only in case of false claim by customer) | ||
| 2.2 | Mobile Banking | |
| a. | Registration Individual Corporate | NPR 500 NPR 1000 |
| b. | Renewal Individual Corporate | NPR 300 NPR 100 |
| c. | Pin Regeneration | NPR 100/- per request (Free From Digital medium PIN Registration viaInternational Number: NPR 100/- |
| d | Modification of Mobile Number in mobile banking Service | NPR 100/- per request Modification via International Number: NPR 100/- |
| 2.3 | Internet Banking | |
| a. | Registration Individual Corporate | NPR. 500 NPR 1,000 |
| b. | Renewal Individual Corporate | NPR 300 NPR 1,000 |
| c. | Pin Re-generation | NPR 150 per request (Free from Digital medium) |
3. Credit Administration Service Fee
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 3.1 | Loan Administration Fees | |
| a. | New Loans / Enhancements/ Adhoc SME Retail | 1% to 1.25% |
| b. | Consortium Finanching | Loan Administration/Commitment/ Agency/ pre- payment/and penal interest will be as per the Consortium Facilities Agreement. |
| c. | Renewal Fees/Temporary Extension | 0.20 to 0.25% |
| 3.2 | Colleteral Release Fees | |
| a. | Charge on partial release of securities | NPR 5,000 |
| b. | Zonal registration transfer/request for new blue book | NPR 1,000 |
| c. | Partial release of share of Share Loan/Margin Loan | NPR 200 per script |
| d. | Replacement of Fixed Asset Collateral | NPR 5,000 |
| 3.3 | Commitment Fees | |
| a. | Revolving loans | 0.25% of unutilized portion in case of utilization is below 60% of approved limit. |
| b. | Terms Loans | |
0.15% of unutilized portion in case of underutilization of approved limit | ||
| 3.4 | Swap Fees/ Prepayment Fees | |
| a. | Revolving Loans/Term Loans Within 2 years from the date of disbursement From 2 to 5 years from the date of disbursement After 5 years from the date of disbursement | 1.25% of the prepaid/swapped amount 0.625% of prepaid/swapped amount 0.25% of prepaid/swapped amount |
3.5 a. | Penal Interest Principal Default | 2% p.a. for overdue principal amount for delayed period |
3.6 a. | Credit Credit Support Unit Credit Inquiries (by any loan client for his/ her respective loan account | NPR 2,000 NPR 2,000 |
| b. | Information sought by the Government agency, Court, NRB and any competent authority | Free |
| c. | Credit Information Centre Ltd. (CICL) charge for credit enquiries | Charge to be levied by CICL |
| d. | Secured Transaction Registry Office (STRO) (Registration, Renewal, Amendment and Release) | Charge to be levied by CICL |
| e. | Valuator Enlistment Fee | NPR 5,000 Flat |
4. Trade Finance
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 4.1 | Guarantees | |
| a. | Issuance charge | |
| i. | Bid Bonds | 0.375% per quarter or Min NPR 2,000 Per Quarter |
| ii. | Performance Bonds | 0.40% per quarter or Min NPR 3,000 per quarter |
| iii. | Advance Payment Guarantee | 0.50% per quarter or Min NPR 4,000 per quarter |
| iv. | Supply Credit Guarantee | 0.50% per quarter or Min NPR 2,500 per quarter Cash Margin: 10% |
| b | BG Amendment | Increase in value & time extension: same as issuance Charge |
| c. | Guarantee Cancellation | NP 1,000 |
| d. | Line of Credit | 0.15% p.q. or min NPR 1,500 whichever is higher |
| e. | External correspondence | NPR 1,000 |
| 4.2 | Letter of Credit | |
| a. | Issuance of Letter of Credit (Irrevocable/ back-to-back/transferable) | |
• 0.20% per quarter or part credit thereof, min NPR 3,000 (for industries) • 0.25% per quarter or part credit thereof, min NPR 3000 (for trading companies) | ||
| b. | Revolving -in the terms of value/validity | 0.25% per quarter or part credit thereof, min NPR 3,000 drawing up to face value will be free of charges, thereafter 0.15% will be levied on each reinstatement of value/validity |
| c. | Cancellations of L/C | NPR 2,000 |
| d. | SWIFT Communication charge (for L/C Issuance) | NPR 2,500 |
| c. | • Amendment For time extension of extension of expiry and / or increase in value • Time extension within the same quarter OR Amendment other than time extension and increase in value. | • 0.15% per quarter or part thereof, min NPR 3,000 (for industries) • 0.25 % per quarter or part credit thereof, min NPR 3,000 (for trading companies) |
| f. | BCI report sharing charge | NPR 1,000 |
| g. | Letter of Credit Overdrawn Commission | As per the issuance charge for overdraw amount or minimum NPR 2,000 |
| 4.3 | Letter of Credit-Export | |
| a. | Advising L/C Advising L/C amendment | • NPR 3,000 • NPR 2,500 |
| b. | Confirmation Adding (Subject to prior arrangement) | A agreeed with the customer |
| c. | Transfer of Credit • For a simple transfer of whole documentary credit • For Partial transfer | • NPR 3,500 • 0.125% of transferred value or minimum NPR 2,000 |
5. NCHL Charges
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 5.1 | Local Inter – Bank Transfer – RTGS (For A/c Holders only) | |
| Time Schedule (Normal Business Day) | Pricing | |
| a. | For Transaction Settled in Morning Exchange | Npr 10 |
| b. | For Transaction Settled in Afternoon Exchange | Npr 20 |
| c. | For Transaction Settled in Evening Exchange | NPR 105 |
| d. | Special Membership for Clearing House/DNS Mechanism/Central Securities Depository/Organization appointed by NRB | (Actual Basis) |
Note: All third-party charges shall be taken as per actual basis. Any changes in their charges shall be applied accordingly with immediate effect.