Home Loan

The Home Loan Product Paper 2079 is prepared to provide loans for purchasing land, houses, apartments, constructing or renovating homes, or repaying past home-related loans, targeting customers with regular income.

Features

InterestBase Rate + Up To 5% Premium
Repayment

Monthly equal installments/EMI, quarterly equal installments/EQI or half yearly equal installments/EHYI, annual equal installments/EYI or ballooning basis based on the source of income and ability to repay the installment


Documents

  • Copy of Citizenship Certificates of the borrower and the personal guarantor(s)
  • Income source evidencing documents
  • Family Tree
  •  Personal Net-worth of the borrower and Guarantor
  • Clean CICL Report of the borrower and Guarantor(s)
  • Land Ownership Certificate
  •  Land Revenue Paid Receipt
  • Land Map Issued by Land Survey Office
  • Survey Map
  • Four Boundary Certified Letter from Metropolitan/ Sub-Metropolitan City/ Municipality/Rural Municipality
  •  Land Registration/Ownership Transferred Document 
  • Letter of Estimation for constructing the building/ Finishing the building/ Renovating the building/ Adding the Floor in the existing building, where applicable
  • Building construction map approved by the respective Municipality.