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| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 1.1 | NRB/Other Bank Cheque Issuance a. Account Holder b. Cancellation Charge |
NPR 500 NPR 250 |
| 1.2 | Standing Instruction Standing Instruction on Customer Request |
NPR 500 per instruction per year |
| 1.3 | Good for Payment (GFP) a. Cheque Certified "Good for Payment" b. Good for Payment Cancellation only |
Free NPR 1,000 per Cheque |
| 1.4 | Cheque Returned Unpaid (Insufficient Fund) a. Clearing Cheque – Outward b. Clearing Cheque – Inward c. Cheque returned over the counter due to insufficient balance with return advice (Branches should retain the photocopy of cheque as proof) |
Free NPR 250 NPR 500 |
| 1.5 | Certificate Issuance a. Balance Certificate b. Certificate other than Balance Certificate c. Duplicate FD Receipts d. Duplicate TDS Certificates |
Free (NPR 1,000 for subsequent issuance of same tenure or overlapping period) NPR 1,500 per Certificate NPR 500 per Copy NPR 250 per Copy |
| 1.6 | Clearing Transaction a. Cheque amount above 200K b. Electronic Express Clearing c. NCHL Pricing (Up to 500 / 500 to 5K / Above 5k) |
On Actual Basis |
| 1.7 | Local Inter-Bank Transfer – RTGS (For A/c Holders only) a. Morning Session b. Afternoon Session c. Evening Session d. Special Membership for Clearing House/DNS Mechanism/Central Securities Depository/Organization appointed by NRB |
Actual Basis |
| 1.8 | Cheque Book a. Cheque Leaf b. Lost of Cheque Book |
NPR 50 NPR 100 (for a maximum of 10 leaves) NPR 200 (for more than 10 leaves) |
| c. Uncollected destruction | Min NPR 200 or NPR 10/leaf whichever is higher | |
| d. Loss of requisition Slip (Cheque book issuance without requisition slip within same branch/cross branch) | Free | |
| 1.9 | Safe Deposit Lockers (SDL) – in all areas a. SDL (H 6" W 8" D 18") b. Breaking of lockers – due to loss of keys by customer |
NPR 2,000 (Annual) Actual cost + Security (5,000) Actual cost incurred |
| 1.10 | Account Statement a. First time | Free |
| b. For tenure – within 6 Months | Min NPR 50 or NPR 10 per page | |
| 1.11 | Old Document Retrieval Charge ** a. Old Instruments before 6 months old b. Old Account Statement upto year 2001 (Subject to availability of records as per destruction policy of the Institution) |
Min NPR 2,000 or NPR 500 per page Min NPR 2,000 or NPR 500 per page |
| 1.12 | CCTV Footage Retrieval Charge a. Footage b. View only (No charge in case of request received from law enforcement agencies) |
NPR 2,000 per request NPR 500 per request |
| 1.13 | Other Operations Charges C-ASBA |
Free |
| 1.14 | Scheme Transfer Scheme Transfer Fee (on savings deposit product/scheme) Note: Conversion from minor to major is free of charge |
NPR 250 |
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 2.1 | Debit Card | |
| a. | Best SCT Card (Same applies for replacement of lost/damaged card/Renewal) |
Upfront- NPR 2,000 for 10 years Or Installment- NPR 250 p.a. (Validity 10 years, payable in 9 installments i.e. NPR 250/year, First year free) |
| b. | Destruction of Uncollected Card | NPR 250 |
| c. | PIN Re-generation Fee | NPR 200 |
| d. | Cash withdrawal in others Network in India | NPR 325 per transaction |
| e. | Cash withdrawal via others BFI's ATM in Nepal | NPR 15 per transaction |
| f. | Balance enquiry in India/Nepal | Nepal: NPR 15 India: NPR 50 |
| g. | ATM Access Fee: Them on Us (Foreign Cards – Visa/MasterCard/SCT etc. at our ATM) | NPR 750 |
| h. | Dispute Management fee | NPR 300 per request (Successful transaction case) or NPR 500 per request (only in case of false claim by customer) |
| 2.2 | Mobile Banking | |
| a. | Registration Individual Corporate |
NPR 300 (First year free)/year NPR 1,000 (First year free)/year |
| b. | Renewal Individual Corporate |
NPR 300 NPR 500 |
| c. | PIN Regeneration | NPR 100/- per request (Free from Digital medium) PIN Registration via International Number: NPR 100/- |
| d. | Modification of Mobile Number in mobile banking Service | NPR 100/- per request Modification via International Number: NPR 100/- |
| 2.3 | Internet Banking | |
| a. | Registration Individual Corporate |
NPR 500 NPR 1,000 |
| b. | Renewal Individual Corporate |
NPR 300 NPR 1,000 |
| c. | PIN Re-generation | NPR 150 per request (Free from Digital medium) |
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 3.1 | Loan Administration Fees | |
| a. | New Loans / Enhancements / Adhoc SME Retail |
1% to 1.25% |
| b. | Consortium Financing | Loan Administration/Commitment/Agency/Pre-payment and penal interest will be as per the Consortium Facilities Agreement. |
| c. | Renewal Fees/Temporary Extension | 0.20% to 0.25% |
| 3.2 | Collateral Release Fees | |
| a. | Charge on release of securities | Free |
| b. | Charge on partial release of securities | NPR 5,000 |
| c. | Zonal registration transfer/request for new blue book | NPR 1,000 |
| d. | Partial release of share of Share Loan/Margin Loan | NPR 200 per script |
| e. | Replacement of Fixed Asset Collateral | NPR 5,000 |
| 3.3 | Commitment Fees | |
| a. | Revolving loans | 0.25% of unutilized portion in case of utilization is below 60% of approved limit. |
| b. | Term Loans | 0.15% of unutilized portion in case of underutilization of approved limit. |
| 3.4 | Swap Fees / Prepayment Fees | |
| a. | Revolving Loans/Term Loans Within 2 years from the date of disbursement From 2 to 5 years from the date of disbursement After 5 years from the date of disbursement |
1.25% of the prepaid/swapped amount 0.625% of prepaid/swapped amount 0.25% of prepaid/swapped amount |
| 3.5 | Penal Interest | |
| a. | Principal Default | 2% p.a. for overdue principal amount for delayed period |
| 3.6 | Credit Support Unit | |
| a. | Credit Inquiries (by any loan client for his/her respective loan account) | NPR 2,000 |
| b. | Information sought by the Government agency, Court, NRB and any competent authority | Free |
| c. | Credit Information Centre Ltd. (CICL) charge for credit enquiries | Charge to be levied by CICL |
| d. | Secured Transaction Registry Office (STRO) (Registration, Renewal, Amendment and Release) | Charge to be levied by CICL |
| e. | Valuator Enlistment Fee | NPR 5,000 Flat |
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 4.1 | Guarantees | |
| a. | Issuance charge | |
| i. | Bid Bonds | 0.375% per quarter or Min NPR 2,000 per quarter |
| ii. | Performance Bonds | 0.40% per quarter or Min NPR 3,000 per quarter |
| iii. | Advance Payment Guarantee | 0.50% per quarter or Min NPR 4,000 per quarter |
| iv. | Supply Credit Guarantee Cash Margin: 10% | 0.50% per quarter or Min NPR 2,500 per quarter |
| b. | BG Amendment | Increase in value & time extension: same as issuance charge |
| c. | Guarantee Cancellation | NPR 1,000 |
| d. | Line of Credit | 0.15% p.q. or min NPR 1,500 whichever is higher |
| e. | External correspondence | NPR 1,000 |
| 4.2 | Letter of Credit (Import) * | |
| a. | Issuance of Letter of Credit (Irrevocable/back-to-back/transferable) |
• 0.20% per quarter or part credit thereof, min NPR 3,000 (for industries) • 0.25% per quarter or part credit thereof, min NPR 3,000 (for trading companies) |
| b. | Revolving – in the terms of value/validity | 0.25% per quarter or part credit thereof, min NPR 3,000. Drawing up to face value will be free of charges; thereafter 0.15% will be levied on each reinstatement of value/validity. |
| c. | Cancellation of L/C | NPR 2,000 |
| d. | SWIFT Communication charge (for L/C Issuance) | NPR 2,500 |
| e. | • Amendment for time extension of expiry and/or increase in value • Time extension within the same quarter OR Amendment other than time extension and increase in value |
• 0.15% per quarter or part thereof, min NPR 3,000 (for industries) • 0.25% per quarter or part credit thereof, min NPR 3,000 (for trading companies) |
| f. | BCI report sharing charge | NPR 1,000 |
| g. | Letter of Credit Overdrawn Commission | As per the issuance charge for overdraw amount or minimum NPR 2,000 |
| 4.3 | Letter of Credit – Export * | |
| a. | Advising L/C Advising L/C amendment |
NPR 3,000 NPR 2,500 |
| b. | Confirmation Adding (Subject to prior arrangement) | As agreed with the customer |
| c. | Transfer of Credit • For a simple transfer of whole documentary credit • For Partial transfer |
NPR 3,500 0.125% of transferred value or minimum NPR 2,000 |
| S.No. | Particulars | Fees and Charges |
|---|---|---|
| 5.1 | Local Inter-Bank Transfer – RTGS (For A/c Holders only) | |
| Time Schedule (Normal Business Day) | Pricing | |
| a. | For Transaction Settled in Morning Exchange | NPR 10 |
| b. | For Transaction Settled in Afternoon Exchange | NPR 20 |
| c. | For Transaction Settled in Evening Exchange | NPR 105 |
| d. | Special Membership for Clearing House/DNS Mechanism/Central Securities Depository/Organization appointed by NRB | Actual Basis |