Real Estate Loan

Real Estate Loan is a secured credit facility provided against mortgage of land and buildings to individuals or businesses for purposes such as residential housing, commercial complexes, apartment construction, and land purchase or plotting, helping meet rising real estate demands while minimizing risk for Institution.

Features

Interest Base Rate + Up To 5% Premium

Repayment

Quarterly

Documents

  • Copy of Citizenship Certificates in case of individual borrower and the personal guarantor(s)
  • Income source evidencing documents
  •  Family Tree
  • Personal Net-worth of individual borrower and Guarantor
  •   Clean CICL Report
  •   Land Ownership Certificate
  • Land Revenue Paid Receipt
  •  Land Map issued by Land Survey Office
  •  Four Boundary Certified Letter from Metropolitan/Sub-Metropolitan City/ Municipality/Rural Municipality
  • Land Registration/Ownership Transferred Document
  • Identification documents of Firms/Companies including MOA/AOA or Partnership Deed as applicable
  • Audited Financials and Projected Financials where applicable
  • Tax clearance certificates where applicable