Personal Loan

The Personal Mortgage Loan is a secured credit product designed to meet individual financial needs through small-ticket loans fully backed by real estate collateral, offering lower risk under regulatory guidelines and easier recovery in case of default.

Features

Documents

• Copy of Citizenship Certificates of the borrower and the personal guarantor(s)
•  Income source evidencing documents
•  Family Tree
• Personal Net-worth of the borrower and Guarantor
•  Clean CICL Report of the borrower and Guarantor(s) 
•  Land Ownership Certificate
•  Land Revenue Paid Receipt
• Land Map Issued by Land Survey Office
• Four Boundary Certified Letter from Metropolitan/Sub-Metropolitan City/ Municipality/Rural Municipality
• Land Registration/Ownership Transferred Document
• Building Map approved by the respective municipality and building construction certificate in case of mortgaging the land and building