Small Business Loan

A small business loan of up to NPR 50,00,000 is provided for operating or expanding enterprises, secured by eligible movable or immovable assets or guarantees.

Features

Interest Base Rate + Up To 5% Premium
Interest Posting

Quarterly

Documents

  • Copy of citizen certificates of the borrower and the personal guarantor in case of individuals and registration documents in case of firms/companies
  •  Family Tree of Board Members / Partners / Guarantors
  • Personal net worth of the borrower and guarantor
  • Clean CICL Report
  •  In case of firm or company, copies of registration certificate, PAN, license obtained from the concerned authority,
  • KYC of partners and Partnership Deed in case of partnership form
  •   In case of public company, MOA and AOA, loan application proposal approved by BOD and a copy of decision from board meeting and KYC documents of Board and Account Operators
  • Land Ownership Certificate
  •  Land Revenue Paid Receipt
  •   Land Map issued by Land Survey Office
  • Four Boundary Certified Letter from Metropolitan/Sub-Metropolitan City/ Municipality/Rural Municipality
  • Land Registration/Ownership Transferred Document
  •  Building Map approved Documents and Building Construction Completion documents in case of land and building