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Deposit Products
Effective From: 15th March 2026 (०१ चैत्र २०८२)
1. Fixed Deposits FD
| S.N. | Particulars | Individual |
Remittance FD | Institutional |
|---|---|---|---|---|
| 1.1 | 3 months | 3.00% | 4.00% | - |
| 1.2 | 3 months to 6 months | 3.50% | 4.50% | 3.00% (6month) |
| 1.3 | Above 6 months to 1 Year | 4.10% | 5.10% | 3.50% |
| 1.4 | Above 1 Year to 2 Years | 4.50% | 5.50% | 3.90% |
| 1.5 | Above 2 Years to 3 Years | 5.50% | 6.50% | 4.90% |
| 1.6 | Above 3 Years | 5.75% | 5.75% | 5.15% |
| Interest Payment | Monthly / Quarterly | |||
2. Savings Deposits
| S.N. | Particulars | Interest (p.a.) | Minimum Balance (Rs.) |
|---|---|---|---|
| 2.1 | Home Savings | 3.00% | – |
| 2.2 | Griha Laxmi Savings | 3.10% | 100 |
| 2.3 | Senior Citizen Savings | 3.10% | 100 |
| 2.4 | Shareholding Savings | 3.10% | 100 |
| 2.5 | General Savings | 3.00% | 100 |
| 2.6 | Children Savings | 3.10% | 100 |
| 2.7 | Super Savings | 3.10% | 1,000 |
| 2.8 | NRN Savings | 3.10% | 100 |
| 2.9 | Best Savings | 3.10% | 1,000 |
| 2.10 | Talab Bachat Khata | 3.90% | 100 |
| 2.11 | Best Staff Salary Savings | 4.75% | – |
| 2.12 | Green Savings | 4.75% | 2,000 |
| 2.13 | Best Remittance Savings | 5.75% | 5,000 |
Savings accounts other than those mentioned above, with a minimum balance of Rs.100, will have an annual interest rate of 3%.
3. Call Deposit Accounts
| S.N. | Particulars | Interest (p.a) | Minimum Balance (Rs.) |
|---|---|---|---|
| 3.1 | Call Deposit Accounts | Up to 1.50% | 1,000 |